Job Description

Location: St. Louis, MO
Company: Tech Electronics

About the Role:
Tech Electronics is seeking an experienced and detail-oriented Senior Credit Analyst to join our finance team. In this role, you will assess customer creditworthiness, manage credit limits, and ensure strong cash flow to support the company’s financial stability and growth.

Key Responsibilities:

• Analyze financial trends impacting the business and overall cash flow.


• Assess customer creditworthiness by reviewing financial statements, credit reports, and payment history.


• Establish and monitor customer credit limits to minimize financial risk exposure.


• Approve or decline credit applications in accordance with company policies and risk tolerance.


• Monitor existing accounts for changes in financial status and adjust credit terms as necessary.


• Oversee invoicing and ensure timely collections to maintain healthy cash flow.


• Follow up on overdue accounts and resolve billing discrepancies efficiently.


• Implement effective collection strategies to reduce bad debt exposure.


• Maintain accurate records of receivables and prepare aging reports.


• Prepare regular credit and receivables reports for management review.


• Track key performance indicators (KPIs), such as Days Sales Outstanding (DSO), to identify areas for improvement.


• Negotiate payment terms with customers while maintaining positive relationships.


• Ensure compliance with company policies, financial standards, and industry regulations.


• Collaborate closely with the sales, finance, and legal teams to align credit policies with business goals.

Qualifications:

• Education: Master’s degree in Business Administration (MBA) required , plus a Bachelor’s degree in Accounting or Economics.


• Experience: Minimum of 24 months of professional experience in credit analysis or a related financial field.


• Experience at a Big 4 accounting firm is a plus.


• Strong analytical and problem-solving skills with meticulous attention to detail.


• Excellent communication, negotiation, and interpersonal skills.


• Ability to work independently and collaboratively in a fast-paced environment.


• Proficiency in financial analysis software and Microsoft Office Suite.


• Experience with Acumatica and/or Sage ERP systems is a plus.

We're an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

We are a drug-free workplace. Employment is contingent on passing a drug test.

For more information and where to apply, please click the link:  

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